why have a home security system

a home security system can help prevent home burglaries
don’t be a victim of a home burglary

Why have a home security system. The dogdays of summer are here.

Did you know this is also the time of year when most residential burglaries occur?

According to the FBI, there were more than 1.2 million burglaries in the U.S. in 2018 (the last year for which we have complete data). That a burglary every 25 seconds. July and August are the busiest months for burglars.  Statistics show that more than 95 percent of burglaries involve break-in by force, such as by breaking a window or door lock and 59 percent of home burglaries occur during the day while residents are at work or at school. Homes with a lot of cover, like large bushes, trees, fences, and gardens, are more likely to be broken into.

Victims of burglaries suffered an estimated $3.4 billion in property losses in 2018—about $2,700 in property losses per burglary.

And those are just the thieves who get inside. Porch pirates steal about 1.7 million delivered packages every day according to a study by the New York Times. One in three Americans report having at least one package stolen from their front porch or stoop. And nicer neighborhoods see a higher number of these thefts than lower income neighborhoods do according to Nathan Richter, Senior Partner of Wakefield Research.

The U.S. Postal Service reports postal inspectors arrested almost 2,500 suspected package thieves in 2018. But those thefts add up to more than $25 million in stolen items every day—more than $9.1 billion a year, according to C+R Research. Nicer neighborhoods see a higher number of porch pirates than lower income neighborhoods do according to Nathan Richter, Senior Partner of Wakefield Research.

In many cases, a security system could prevent homes from becoming a part of these statistics. The National Council for Home Safety and Security says that homes without alarms are three times as likely to get burglarized. It’s also important to point out that residential burglaries have declined nearly 40% since 2014 according to the FBI, while the number of residential security
systems rose.

Security company window stickers and yard signs can deter crime. A comprehensive five-year study by researchers at the Rutgers University School of Criminal Justice found that residential burglar alarm systems decrease crime. According to the study, the presence of a home security system deters burglars from breaking into that home and acted as a deterrent for neighbors’ homes too. And a neighborhood or community with several homes that have security systems installed deterred burglars from the entire area.

The jury is still out as to whether Doorbell cameras stop thieves, but police say they can play a role in solving crimes. St. Louis County Police officer Tracy Panus told KMOV-TV these videos do help. “I think they are a fantastic investigative tool”, she said.  Vancouver Police Department spokeswoman Kim Kapp told Government Technology Magazine that doorbell camera videos have helped police investigating crimes including residential burglaries, package thefts, auto break-ins and vandalism.

According to data insights firm Strategy Analytics, global spending on doorbell cameras is expected to triple from $500 million in 2019 to $1.4 billion by 2023. These tiny electronic watchdogs monitor who come and goes. They offer video streaming and let you use your smart phone to chat with visitors, keep an eye on kids coming home from school, and watch for package deliveries. They can be tied to door locks and motion detectors and can be part of a professionally monitored home security system.

Nathan Stroup of Secure 24 specializes in working with new home buyers. Stroup says security systems today are highly customizable and come in all shapes, sizes, and price ranges.  Consumers have access to multiple DIY options as well as fully monitored and automated systems that can integrate with all a home’s other systems like heat and lighting. Stroup says it’s important to do a little homework to get the features that fit your needs and your budget, especially if you’re doing it yourself. “There’s just so much available today,” he said.

Working with a full-service security company can be very helpful according to Stroup. “There are dozens of features and hundreds of ways to configure a system,” Stroup said. “ADT clients can get everything from a basic system with motion detectors, door sensors, and doorbell cameras, to complex set ups with indoor and outdoor cameras, and smart home integration, and control it all using virtual assistants like Alexa,” he said.

According to the Insurance Information Institute, homeowners can see substantial savings on their insurance by installing anti-theft security systems. Monitored home security systems can lower a homeowner’s insurance premium by as much as 10-20 percent a year. Even adding a
camera doorbell can cut a home insurance policy rate by five percent or more.

Pat Howard at Policy Genius says even with the savings, “you probably shouldn’t get a home security system if the end goal is to make your homeowners insurance cheaper,.” You just don’t save enough to fully cover the costs. “However,” he said, “you should get a home security system if your goal is to make your home a safer place and prevent future theft claims down the
road.”

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Secure 24 ADT Rep Nathan Stroup talks about evaluating a home’s security needs:

For more useful home maintenance tips and information visit us at:

https://hawleyhomeinspectionsllc.com/

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Why have a roof inspection

Why have a roof inspection

Why have a roof Inspection?

(HawleyHomeInspectionsLLC.com) Why should I have a roof inspection?   Most of us take for granted that our roof will protect ourOur Inspectors are InterNACHI Certified to do roof inspection home and everyone in it. We don’t give it much thought until there’s a leak. By then, you might be facing serious and expensive issues including structural damage, saturated insulation, ruined family treasures, and even mold.

The life expectancy of a home’s roof is 15-30 years, depending on the roof type, materials used, climate and other factors. Small amounts of damage from wind or hail can build up over time, compromising the roof’s integrity. Inadequate maintenance and poor drainage can allow moisture infiltration and accelerate deterioration, drastically shortening the roof’s life.

A proper home inspection includes a complete roof inspection by a certified roof inspector who has the trained eye necessary to pinpoint areas of weakness, leaks, and other issues that compromise your roof’s integrity. It’s an inexpensive, visual examination that provides valuable information you can use to protect your investment and help avoid expensive repairs later.

The roof is your home’s first line of defense against the elements. All other systems in the home rely on the efficacy of the roof system to protect them. If the roof fails, it puts all the other system in the home at risk, along with your personal belongings and family treasures. That’s why roof age and condition are the first thing most insurance companies and mortgage lenders ask us about the home.

When inspecting the roof, a certified roof inspector will make a visual assessment of the whole roof system from outside and inside the home. This requires a thorough understanding of the various types of roofs, the components that comprise the roof system, how each function and how they relate to each other. They must also have the ability to spot deficiencies in the roof system and know how to explain them in clear and concise language, so that home buyers and their agents know exactly what the issues are. It’s a critical part of the home inspection.

Some of the key elements a certified roof inspector will check during a home inspection include:

  • Type and pitch of roof
  • Presence and condition of ventilation systems
  • Type and condition of covering (shingles, tiles, rubber, metal, etc.)
  • Type and condition of flashing around skylights, chimneys, parapets, etc.
  • Condition of vent pipes and boots
  • Condition of chimney exterior
  • Structure of roof support system (inside and outside)
  • Signs of moisture intrusion and more

Roof styles generally include angled or pitched roofs, as well as flat roofs. Each type has its own unique strengths and weaknesses. Other structures like eaves, soffits, abutments, valleys, hips, rakes, parapets, and ridges can all affect the way a roof performs. A thorough understanding of how each element works as part of the roofing system is essential to finding any weaknesses that exist.

A roof can be covered in a variety of materials. Besides traditional composite or asphalt shingles, other popular covering materials include slate shingles, wood shakes, tile, rubber rolled roofing materials, metal, and even thatching. Knowing the differences between them, the strengths and weaknesses, appropriate applications, and typical wear issues for each type is essential to determining the condition of the roof.

Your home’s roof is exposed to the direct impacts of weather, and proper maintenance is required for it to do its job of shielding your family and your belongings from the elements. Weather can cause small problems to elements of your roof. If neglected, these can easily turn into very big problems later. When buying a new home, you have no way to know whether the previous owners performed routine roof maintenance or if they simply left it up to chance.

Your certified roof inspector knows what to look for. The roof inspection will start with a visual observation of the exterior roof condition. The inspector will look for issues like loose, curled, or missing shingles; raised nail heads; signs of pitting, blistering, or hail damage; appropriate flashing and caulking around vent pipes, skylights, chimneys, etc.

The inspector will walk on the roof where possible. Once on the roof, the inspector will check for soft spots, which may indicate structural issues or rotten decking (often from current or prior water intrusion). Very steep roofs, icy roofs, and those with metal roof coverings are not accessible for safety and structural reasons. In those cases, a camera inspection of the roof will be performed using special equipment that allows the roof inspector to get a very close look at the roof elements without actually getting onto the roof.

If accessible, the inspector will enter the attic space and check the underside of the roof structure. They’ll note signs of current or prior water intrusion, whether roof ventilation is appropriate, as well as inadequate or damaged support beams and trusses.

Ventilation isn’t something most of us think about when it comes to our roofs. It seems counter intuitive that we would want air to be able to move in and out of the attic area. But proper ventilation keeps warm air from building up in your attic. In winter, this warm air build-up can lead to ice dams on the roof which damage roof shingles and tiles, and can cause water intrusion into the home. In summer, without an escape route, the heat that builds up can damage your shingles from the inside out and make your air conditioning unit work a lot harder to keep the home cool. An evenly vented roof will allow the hot air to escape, keeping your roof and attic cooler.

Attic vents are the mushroom-shaped circulating fans on your roof, and/or the openings you see on the side of your house near your roof line. These vents need to be kept clear to function properly. They can become blocked by leaves, bird’s nests, and even attic insulation. A certified roof inspector is very familiar with the various types of roof ventilation and can assess the appropriateness and functionality of the ventilation in your new home.

Organic matter can wreak havoc on your roof. Another issue your certified roof inspector will look for is the existence of moss, algae, and lichen (a type of fungus that grows with algae) on your roof structures. Lichens grow slowly, but they can penetrate deep into shingles and actually feed off their organic oil base. Foreign bodies growing on your roof are often a sign of another problem, including moisture build up, issues with ice damming during winter, and a history of poor maintenance. It is important to remove lichen, moss, and algae from your roof to prevent damage and to prolong the lifespan of your shingles.

Moisture intrusion is a critical issue when it comes to roofs. Your certified roof inspector will look for signs of water intrusion both inside and outside the home. A lot of roofing issues can lead to water intrusion. Some common issues include worn roofing materials, curled or missing shingles, roofing nails that have backed out of the roof—leaving holes, damaged or poorly installed ridge vents and flashing, among other things.

Flashing is the thin layer of metal used where the roof is penetrated by other structures like chimneys and parapets. Its job is to shunt water away from the joint, so it doesn’t get under the roof covering or inside the home. Another place where flashing is used is where different sections of roof come together. Multiple roof lines mean there will be a number of places where the roof lines intersect. Where they intersect, they are covered with flashing. Over time (or if it was not properly installed), the flashing can loosen up and allow water to seep in where the two sections of roofing meet.

Few characteristics are as important to roof performance as roof slope and drainage. Water standing on a roof increases the likelihood of leaks and moisture infiltration many-fold. Poor drainage also accelerates deterioration of roofing materials, leading to a shorter life of the entire roof assembly. In winter, water build up combined with poor ventilation can cause ice dams to form, pushing water under the roof shingles.

Since moisture infiltration is one of the most serious issues a roof can have, a certified roof inspector will check the ceilings inside the home, as well as the joint where the wall meets the roof, looking for signs of past or present moisture. Any discoloration warrants a check with a moisture meter and should be noted in your home inspection report.

Despite your inspector’s best efforts, it is still possible for a roof to leak in places where there are no visible defects or signs of a current leak at the time of the inspection. Sometimes this is because an issue is seasonal, and your inspection did not take place during the time of year when the problem occurs. Sometimes an issue was repaired inadequately and concealed by fresh paint or other coverings, hiding the defect. An inadequate repair concealed this way may allow a prior leak to redevelop over time. Although such attempts to hide known issues is unethical, some people will still try it. A certified roof inspector’s training gives them the skills needed to spot shoddy workmanship and cosmetic cover-ups most of the time. A professional roof inspection by a certified roof inspector is not a warranty against future problems, but it is still your best bet to assess the roof’s condition and head off most major issues. Protect your investment. Insist on a home inspector who is a certified roof inspector.

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